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| Word |
Definition |
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| Vacant |
The tern "vacant" means a building with nothing in it. While an "unoccupied" building is defined by not having people in it, a "vacant" building is also devoid of furnishings and other items. Vacancy beyond a specified period of time is prohibited by the standard homeowner policy. See Unoccupied. |
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| Vandalism and Malicious Mischief (V&MM or VMM) |
Your homeowner policy should automatically cover you for willful destruction or damage performed by others to your property. |