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Frequently used terms:

The auto insurance terms and definitions listed below will help you understand what you are buying when you shop for your auto or home insurance.

Glossary

Word Definition
Named Perils Named Perils Insurance covers specific perils listed in a policy, as opposed to an "all-risk insurance" covering all losses except the ones excluded by name in the policy.
National Flood Insurance Program (NFIP) NFIP is a program backed by the United States government to provide flood insurance for fixed property. The NFIP writes policies directly and offers reimbursement to private carriers offering flood insurance.