Search for:
Skip Navigation LinksHome | | Home & Auto | Homeowners | Helpful Terms

glossary_title.gif

Frequently used terms:

The auto insurance terms and definitions listed below will help you understand what you are buying when you shop for your auto or home insurance.

Glossary

Word Definition
Masonry Noncombustible Construction Masonry Noncombustible Construction refers to buildings constructed from noncombustible materials such as masonry walls of brick, cinder block, stone, tile, or other similar materials, and floors and roofs made of metal or other noncombustible materials.
Mobile Home Policy A homeowner policy for a permanently situated mobile home.
Modified Fire-Resistive Construction This means building construction featuring exterior walls, floors and roofs made of fire-resistive materials such as masonry or metal.
Mortgage Clause In policies covering mortgaged property, the "mortgage clause" protects the interests of the mortgagee for loss reimbursement and other rights of recovery, regardless of any acts or neglect by the insured.
Mortgagee A mortgagee is a lender or creditor, typically a bank, who holds the mortgage and lends money secured by the value of the mortgaged property.
Mortgagor The mortgagor is usually the homeowner who, as debtor, receives money in return for a property mortgage granted as a security for the loan.