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Dental Insurance:
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Dental insurance continues to be one of the most requested and appreciated employee benefits. In the past, it was frequently thought that dental care was primarily for aesthetic reasons, but numerous studies have now linked good dental health to overall health. For example, a Dental Longitudinal Study by the department of Veteran Affairs indicated that three serious health risks were linked to gum disease: heart disease, pancreatic cancer, and premature births. Another recent study by Aetna and the Columbia University College of Dental Medicine indicated that appropriate and early periodontal treatment reduces the total cost of care for three chronic conditions: diabetes, strokes and coronary artery disease.
Unfortunately, as dental care and procedures have improved over the years, the cost of care has also increased. Consequently, good dental insurance makes more sense than ever for most employees:
• It is a convenient way to finance dental expenses
• Provider discounts in carrier networks represent a significant savings
• Employee contributions can be made on a pre-tax basis to further increase savings
Let one of our broker/consultants design a dental plan for your employees that will fit your budget. Insurance premiums can be paid by the employer, entirely by the employee, or shared. We represent all the major dental carriers, or we can even help you design a self-funded dental plan. Contact Us today for more information.
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